Dear Christian Counselor,
I’ve been married 26 years. I’ve always handled the finances with very little input from my husband. I’ve quit my job to take care of my Gma full time, his idea, and am not receiving a paycheck. Our daughter is ready for college, but he refuses to sit down and talk about anything to do with money. He’s out of town during the week and comes home on the weekends. He’s been helping his brother with our money but finally quit that. He loves to play the slots and scratch offs. I keep telling him we do not have money to spend like that. He went and got two loans for cash 6 months ago and I found out by accident. The non-communication is killing our marriage. I feel like I don’t have a choice cuz he’s the only one with money coming in. I feel like he does and says what he wants cuz he knows there’s not a thing I can do. Help!
Dear No Choice,
How exhausting! You have so much happening all at once. It is heartbreaking to read. The first thing I wondered when reading your question was, “Does she have any type of support system?” This is certainly a time to rely on your friends, relatives, and church group for prayer, emotional support, and help navigating these issues. This is not a road to walk alone.
I also highly recommend counseling, even if your husband will not attend with you. Your questions highlight sadness, worry, frustration, loneliness, and feeling helpless. It would be beneficial for a counselor to screen you for anxiety and/or depression. I also wonder if your husband is struggling with an addiction given what you’ve said about disconnection, taking out cash loans, and lottery tickets.
Money is one of the largest topics of dispute among married couples. Because the deeper nature of this dispute is less about money and more about anxiety and control, it is easy to see why couples disagree. Money is never just about money. It is both sad and hopeful to point out that financial issues are merely the tip of the iceberg. My guess is that there is much more happening beneath the surface for you both. A counselor can help you explore the history of your marriage, your personal histories, and how you two took on the roles that you are currently playing in your relationship.
Lastly, there are some red flags in your letter that concern me. If you were my client, I would advise you to consider talking with a financial manager. It might also be a good idea to consider meeting with a social worker who can help you make decisions about your daughter’s education and your grandmother’s health. Alleviating some of these stressors might give you more space to heal as you address the aforementioned marital problems.
This is probably not an easy response to receive. Let me encourage you in the promise of hope. The Gospel teaches that no pain is ever wasted and nothing is beyond God’s redemption. May you know the shepherding presence of Jesus as you walk this valley and may you know a marriage better than what you could dream of.